Your Guides to Personal Finance

How to Make Your Money Work for You When Moving

Whether you are planning on moving to a different city or country, there are several things you should consider before you commit to a move. One of those things is how to make your money work for you. Have Insurance cover When you are thinking about moving interstate or locally, it is sometimes confusing towards what insurance cover your interstate removalists can provide you with. It is also the very reason why many choose to forgo... ❯❯❯

How Blockchain Is Helping The Digitization Of Trade Under Covid

A blockchain is a shared distributed database or ledger between computer network nodes, which serves as an electronic database for storing data in digital form. The most common use of blockchain technology is for maintaining a safe, decentralised record of transactions in bitcoin and other cryptocurrency systems. In blockchain, data is organised differently than how data is usually stored. Each chain in a ‘blockchain’ is... ❯❯❯

Stages in Life Where Financial Planners Can Help

Life never remains the same, particularly as you age and begin entering different adulthood stages. Much like life, your financial status is also liable to change and constantly modify, never remaining completely stagnant for very long until a portion of the money is added or lost due to various events. But as you grow, saving money and ensuring you have some tucked away in anticipation of certain events that could transpire will become... ❯❯❯

First Home Owners Grant

The Queensland First Home Owners’ Grant is a state government initiative to help first homeowners to get their new first house sooner. The grant amount has varied since it was first introduced in 2000. Contracts dated earlier than 1 July 2018 may still be eligible for a grant. How much is the First Home Owners grant? The value of your first home including the land must be below $750,000. You’ll get $15,000 towards buying... ❯❯❯

Do I Lose My Assets With a Consumer Proposal?

Do I Lose My Assets With a Consumer Proposal? You may consider filing a consumer proposal if you struggle to keep up with your debt payments instead of turning to bankruptcy companies. But you may wonder if a consumer proposal means you'll lose your assets - which is what this article aims to answer. Read on to find out how a consumer proposal works and what to do if you want to keep your assets through this debt relief process. What Is A Consumer Proposal? Simply put, a... ❯❯❯