Your Guides to Personal Finance

How do Consumer Proposals Work?

A consumer proposal is an alternative  and less severe alternative to bankruptcy. This debt solution allows you to consolidate your unsecured debts and pay all or a portion of it back in interest-free monthly installments. A consumer proposal is prepared by a Licenced Insolvency Trustee (LIT) and sent to your creditors in order to negotiate your terms. If you choose to go with a consumer proposal, you will protect your assets from... ❯❯❯

5 Things You Must Know About Physician Contract Reviews

If you don't have a private practice as a physician, you'll have to sign employment contracts from time to time. Most contracts have twisted and demanding clauses that can make your practice burdensome. It's imperative you understand every provision of the contract to ensure it matches your expectations. In this article, you'll find 5 things you must know about physician contract reviews, including: Restrictions Work... ❯❯❯

Everything You Need to Know About the British Tax System

It often happens that British citizens struggle to understand how the UK tax system works, wondering how much and how often they have to pay taxes. The UK tax system is in fact really intricate and difficult to figure out for a regular citizen, for it is a complex plan of tax bands, relief schemes and allowances. The easiest way to understand how the system works is to keep in mind a very important rule: the amount of tax you have to... ❯❯❯

4 Effective Ways to Make an Investment in Real Estate

When making an investment in real estate, the key goal is to put your hard-earned cash to work now so that you can have more of it tomorrow. The return or profit you generate on the investment you make should be capable of covering all the risks you take and other costs of owning properties, like insurance, maintenance, and utilities. Investing in real estate can be simple, especially when you are familiar with the basics related to... ❯❯❯

5 Reasons to Invest in Rental Property in 2022

Are you looking for a profitable investment opportunity to secure passive income? This article is perfect if you've been debating the pros and cons of expanding your portfolio to include real estate. Right now, the market is prime for new investors and seasoned experts to cut another slice of the pie. In the following paragraphs, we'll highlight the top 5 reasons to invest in rental property in 2022. Besides, if you're worried about... ❯❯❯